Insurance in plain English

Know exactly what your insurance covers.

Send us your policy or a quote someone else gave you. Our system extracts every critical detail from the paperwork, and a licensed agent verifies the results. What comes back cuts out the industry jargon so you know exactly where you are protected, and where you might be exposed. If the business is still a plan on paper, we can price it from scratch instead. Know your options.

72Coverage score

Bluebird Coffee Co.

Business owner's policy · read in 90 seconds

Liability limits are right for your size

Storm deductible is high enough to sting

Nothing pays out if someone steals your card data

Send it over

A policy you already hold, or a quote someone else gave you. Upload the PDF, or connect your carrier if you can't put your hands on a copy. Whatever you send stays private.

Every critical detail gets pulled out

Our system works through the paperwork, including the endorsements and exclusions near the back where the trouble usually lives. A licensed agent verifies the results.

You hear back without the jargon

You see where you're protected and where you're exposed, plus what closing any gap would cost. You only get a call from us if you ask for one.

Built for the deadline you can't miss

Tell us what the contract asks for and we get you covered in time to sign it.

Job sites

Contractors

Need a certificate by Friday? We can bind the coverage and send it out the same morning.

Client contracts

Consultants

We match your E&O and liability limits to what your client's contract asks for, so you stop paying for limits nobody wanted.

Opening night

Restaurants

We bundle the property and liquor pieces with workers comp so your landlord signs off.

Board seats

HOA Boards

D&O that keeps a volunteer board member's own savings out of a lawsuit, with the master property policy sitting underneath it.

New storefronts

New Retail

Liability and property coverage for a shop that hasn't opened yet, with the certificate going to your landlord today.

What you get from us

All of it runs off your policy documents and takes a couple of days.

Quote

Coverage without the runaround

Tell us about your business and we go find the carriers who write your kind of work, then bring back prices you can put side by side.

Audit

Know what you already own

Upload your current policy and we read it end to end, then show you in plain language the spots where a claim would run into trouble. Get my policy reviewed →

Trust

Nobody should sign what they can't read

Every owner deserves to understand the paper they pay for each month. We walk you through the reasoning behind each line before you buy.

About Policy Gauge

I built Policy Gauge because reading an insurance policy shouldn't take a law degree. Plenty of owners pay every month for coverage nobody has ever explained to them, and they learn where the gap was during the week they file a claim.

My job is to get you covered quickly and leave you knowing what you bought. You have a business to run, and insurance shouldn't be the thing that keeps you up at night.

Everything here is built around explaining coverage well enough that you can make your own call on it.

“We read the fine print for a living.”

Talk to us

Write to us

hello@policygauge.com

Questions we get

How fast can I get a certificate of insurance?

If you run a contracting business or a retail storefront, we can bind through Pathpoint the same day, and your certificate goes out as soon as the audit clears.

Already have a policy? Let's read it.

Upload it and our system pulls every critical detail off the paperwork, then a licensed agent verifies the results. What comes back tells you where you are protected and where you are exposed, with a fair price for closing the difference.